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CONSULTING SERVICES TO HELP YOU NAVIGATE AND GROW YOUR REAL ESTATE INVESTMENT IN THE UK

Whether you are starting with your first property investment, emigrating and require a home to live in, an expat looking to invest in the UK market or an experienced investor looking to expand your portfolio, Magna Carta Consulting is here to give you that extra professional assistance and guidance towards achieving your real estate goals.

IS INVESTING IN UK MARKET WISE?

Yes, real estate in the UK is acknowledged as one of the most attractive investment opportunities globally. Unlike many other markets, the UK property sector stands out not only for its robustness but also for its ability to provide reliable returns in both the short and long run.

Typically, rental earnings can adequately cover the monthly property expenses and even yield surplus income. Moreover, this asset appreciates over time. Over the past decade, UK property values have consistently climbed upward, with the average property price currently boasting a remarkable 61% increase compared to its value a decade ago.

WHERE COULD YOU INVEST IN THE UK?

Determining the optimal  investment location in the UK remains a challenging decision for numerous investors, given the multitude of potential options across the nation. 

Popular investment locations include London, regional cities like Manchester and Birmingham, university towns, regeneration areas, and properties near transport hubs. Each offers unique opportunities for rental income, economic growth, and capital appreciation.

The most effective approach to address this quandary is by defining your specific objectives. Are your aspirations short-term or long-term? Are you prioritizing capital growth or rental income?

If your focus is on immediate rental earnings, you should target locales with substantial yields and robust tenant demand.

Conversely, if your investment goal is capital appreciation, your attention should shift toward areas undergoing regeneration and revitalization. Such endeavors often stimulate property values, fostering appreciation over the passage of time.

HOW DO I FINANCE MY PROPERTY PURCHASE?

Assessing the quality of a  investment by gauging its historical performance would likely position this asset favorably. Nonetheless, individual assets align differently with varying financial objectives.

For those seeking a robust asset capable of delivering both a steady income stream and the potential for appreciating value, some strategies such as BTL, Conversions or HMO's real estate might emerge as an ideal choice.

Projections indicating a forthcoming 20% surge in UK property prices, coupled with a projected 12% uptick in rents by 2026, underline the potential for buy-to-let property to pave the way toward financial independence for numerous investors.

When it comes to investing there’s generally no ‘one size fits all’ approach and different property will suit some investors more than others.

However, for those who are looking for a long-term investment asset with a track record of competitive growth and more price increases on the horizon, buy-to-let is often the best option.

Buy-to-let is a flexible investment assets and can offer diversification across a wider portfolio. It’s historically one of the most stable assets and is much less exposed to external factors, plus it’s a physical asset, which makes it appealing with certain investors.

The answer to ‘is it worth it?’ depends entirely on how you use it. If you use it as a long-term asset, it’s proven to be a potentially lucrative investment vehicle that can be scaled effectively. 

The UK also provides a variety of avenues to which assist residents and investor to enter the "property ladder", below are a few of the more known examples:

First-Time Buyers: If you're buying your first home, there are government schemes like Help to Buy and Shared Ownership to help. Help to Buy offers equity loans for new-build homes with low deposits, while Shared Ownership lets you buy a share of a property and pay rent on the rest.

Expatriates and Non-UK Residents: For those living abroad, there are special expat mortgages or international mortgages available. These may require larger deposits and proof of income, but they provide options for buying property in the UK while living overseas.

Buy-to-Let Investors: Investors looking to buy property to let out have options like buy-to-let mortgages or limited company buy-to-let. There are also portfolio mortgages for those with multiple properties, helping you grow your rental income.

Crowdfunding Platforms: If you want to invest in property but don't have a lot of money, crowdfunding platforms allow you to invest small amounts in property projects online. You can earn a share of rental income or capital growth without needing a large sum upfront.

Joint Ventures and Syndicates: For larger property investments, you can join forces with other investors in property syndicates or joint ventures. This lets you pool resources and share risks and profits, making it easier to tackle bigger projects together.

These financing options make it possible for people from all walks of life to get into the property market, whether you're a first-time buyer, an expat, or an investor looking to grow your portfolio.

WHY WORK WITH MAGNA CARTA CONSULTING?

With a trusted partner in the realm of UK property investment and asset management services and our wealth of experience we stand as a beacon for individuals aspiring to relocate to the UK or delve into the lucrative arena of UK investments. Our expert team is dedicated to guiding you through every step of the process, ensuring a seamless and informed journey as you navigate the complexities of the UK property market.

Starting with our market analysis and extending to our distribution and outstanding customer service, Magna Carta Consulting has the capability to eliminate the complexities of investing, delivering a genuinely effortless encounter. We handle the demanding tasks while you reap the rewards.

HOW WE WORK

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Contact us and send a brief. A call will be arranged to discuss what you require.

From the initial meeting it will be determined if the services offered and the requirements of the project or service will be a good fit.

Project is a go!

Second consultation will be arranged to go into further detail of the project or service and to outline objectives, timeframes and overall roadmap.

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During the project Magna Carta Consultants and the client will work together, regular updates can be provided to ensure you know where your project or service is within the project scope.

At the end of the project or service we ensure you, as our client, are happy with the output with timeous and professional delivery.

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